Borrower insurance: five new critical illnesses exempted from surcharges
New people will see their access to mortgage easier thanks to an update of the reference grid of the AERAS convention. Five new pathologies integrate the convention. A possibility for the patients concerned to be exempted from the surcharge as part of the borrower insurance.
Real estate credit: easy access for cancer and AIDS patients
Since March 30, new “reference grids” have allowed some chronically ill people to borrow. The insurance premium is capped at 100% of the standard premium for AIDS patients and some cancers.
Loan Insurance: Now you can cancel each year
Buying a home loan to buy a house or apartment is always accompanied by borrower insurance that often weighs heavily on the cost of your credit. You can now cancel it every year … under certain conditions.
Good news for borrowers: expanding the right to be forgotten
The news fell yesterday: Marisol Touraine has just expanded the right to forget for several diseases, a great step forward for borrowers hitherto excluded from the mortgage.
Women with cancer will have their insurance borrower
Good news for women suffering from breast cancer since Life is Rose has launched a credit insurance for mortgages of these people sometimes excluded from the credit.
Borrower insurance and the right to be forgotten for former cancer patients
Before taking out credit insurance, banks and insurers submit their clients to a medical questionnaire. If the person has had cancer in the past, a premium or a refusal of insurance can be noted. This will evolve in 2015, thanks to a memorandum of understanding on the right to be forgotten for former patients, signed on March 24 by banks, insurers and public authorities.