Now it is possible to request quick credits without importing FCI thanks to various platforms dedicated to the provision of these services.
It is true that this option is currently not available in the different banking entities. To apply for a loan of any amount in a bank, great requirements must be fulfilled so that it is finally granted.
This is due to the fact that a financial crisis in Spain that has lasted for many years and guarantees must be obtained that the deposit of money invested will be returned. Some of these guarantees are the guarantors, the confirmation that you have a payroll and discover that the name of the person concerned is not in FCI or in any other list of debts.
What is FCI?
For those who do not know, FCI is the Financial Credit Insitutions and it is a company that works since 1975 to ensure the interests of clients and businessmen working in the financial field.
One of the functions of this company is make a file with the names of people who are in situations of debt or defaults.
Quick Credits with FCI: what are the requirements?
Many companies currently understand that, in some occasions, economic contingencies may arise that escape the budget of a family unit (or the individual). Therefore, in order not to aggravate a debt or a specific situation, you can request quick credits with FCI online and calm down that process.
The only important requirement that you must meet in order to request this loan quickly and efficiently is to demonstrate in advance that the requested amount may be returned within the time required by the contract. It is not necessary to have an employment contract, but to have recurring income that can be interpreted as an incentive for this to be fulfilled
In what kind of situations is it recommended to apply for a loan while at FCI?
It is true that, although it is not a high amount of money, it is very important to emphasize the idea that the person who requests it must face it. Therefore, the first thing you should do is ask yourself if you can or can not comply with this before submitting the application.
This credit is designed so that in case of accidents, breakdowns and even to leave the list of FCI can be paid those bills and that the delay does not generate more interest. No one decides when they will suffer a setback and will have to fix the car, or when the pipeline of a house is going to break and no one should be excluded from being able to face these situations.
With regard to the possibility of leave the FCI, although there is a way to request mini credits online, it is always important that our name does not configure in a registry of these characteristics. Maybe, tomorrow you want to make a bigger loan for a need like the university, the purchase of a house, etc .; and even, to be able to pay for an appliance in installments without denying financing for this fact.
Therefore, taking into account this option is very important if you have the necessary money and recommended if you have the necessary credit to carry it out.
The quick credits with FCI can be used in a great number of occasions and not only in cases of accident or to pay the accumulated debt.
Make reforms or necessary purchases that have been postponed over time
There are purchases related to personal well-being or the basic furniture of the home that a person is likely to have been postponing for a long time. Change mattresses, armchairs, appliances and even a broken door of a small kitchen cupboard that has not been able to give due attention for the moment.
A trip or offer
There are times when a person is planning family vacations or the next destination according to the enjoyment of all members of it. However, often leaving the preparations for the last moment usually raise the final bill of expenses. Therefore, in the previous months, offers have been launched that allow access to this opportunity in a cheaper way, and it is advisable to think whether we want to take advantage of it or not.
On the other hand, this does not only have to be applied to travel, it can be offers or promotions related to household objects, change of television, necessary complements for the daily vehicle, etc.
The important thing before making any decision of this style is to shuffle if you really want and need it and if you can afford the expenses later. If so, what are you waiting for?
How to apply for a quick loan with FCI
If you find yourself in this situation, from the Astro Finance website you can do it quickly, intuitively and simply. Our portal is made so that you can access this type of services and that you do not have any doubt about the conditions that are offered to you.
When you access the web, you will see a box in the upper right in which you can perform the first step to start the operation offering you all the information you need about it. Once this process has been completed, you will only have to fill out a form with your personal data so that the entity can register you.
Money and terms
The first thing you will have to do is choose how much money you want to receive and how long it will take to return it. Being a small amount, the dates that you can not have are also very broad. However, both concepts are closely related in logistics matters and to avoid increasing interest on credit.
The money that may be available may range from 200 to 800 euros. It is good to know this from the first moment, so you can go calculating, although the web does it for yourself!
Once you have chosen this, you will be able to choose how much you want to take it back, with availability that ranges from 1 week to 6. You will automatically see the list of interest accumulated in the lower part of this table.
How long it takes?
If there is no impediment in the process and it is finally granted, you can dispose of it in your bank account in a matter of hours. There are entities that depending on the agreement could delay this process up to 48 hours and that would be the maximum waiting time.
The most important thing, to know if you are in FCI
There are many people who do not know for sure if they are in FCI or not. Therefore, it is important that you consult through the platform of the company if any organization has been able to assign your data or not so that you figure in the lists that you have of debts.
How to access this list?
The electronic mail of FCI is [email protected] By writing to them with your question, they will respond to you as soon as possible. If, on the other hand, you are looking for an immediate response, you can contact through the following numbers: 91 768 76 00 or 91 556 20 eleven.
It is important to know if you are on this list or not because this will not only limit you when asking for a loan, but when requesting many types of services related to the economy, with an investment and even pay in installments in an appliance store.
Companies usually take 30 days to offer your data to FCI if you do not pay off your debt to them. Therefore, it is possible that you do not appear immediately if you have lived a situation of this style.
Apply for a credit with FCI online
After knowing all the available information, you know that you can apply for a loan while at FCI with Astro Finance.
This entity will allow any interested person, after filling out a form where they provide their data, as well as a source of regular income can access up to a credit of 800 euros that will have 6 weeks to return. No matter why you are on this list, we will not ask for them.
How do I know if I have to ask for a loan with FCI?
Each person knows their situation, and if you are probably thinking about it, it is because you are going through one that needs extra financial support urgently. Therefore, the possibility of doing it online will allow you to be in a more relaxed space, away from the bureaucracy and where you really think about all the pros and cons you face.
The ease of doing it from home It supposes a tranquility at the mental level, reduces anxiety levels and allows you to do it through any schedule and being able to discuss it with a second person who will advise you during the process.
Do not hesitate
Do not give it back and get in a matter of minutes you’ll have your money ready. Quick credits regardless of FCI are there to help and if you really need it, access them!